Card Application and Approval

How to apply for a card and what happens after you’re approved. Also, how our Secured Mastercard® works.

5 months ago
How can I know which Capital One credit card(s) I’ll be approved for?

You can use Quick Check, our online credit card eligibility checker to find out which Capital One credit card(s) you’ll be approved for before you apply. Quick Check is free to use and won't impact yo

Learn more
almost 4 years ago
How to Check the Status of Your Credit Card Application

Once you’ve pressed the Submit button on your application, you’ll see a page that gives the results of your application.

Learn more
almost 4 years ago
The Credit Card Offer Is in My Spouse’s Name. Can It Be A Joint Account?

No, but once the credit card application is approved, your spouse can add you as an authorized user.

Learn more
almost 4 years ago
The Credit Card Offer Is in Someone Else’s Name. Can You Change It?

No, the credit card application is meant for the person it was addressed to and is non-transferable.

Learn more
6 months ago
How Credit Limit Is Determined

Your credit limit is determined based on our review of your credit card application and a review of your credit information from a third-party credit bureau.

Learn more
almost 4 years ago
What’s a Secured Capital One Credit Card?

A Secured Capital One credit card gives you access to credit, just like any other credit card.

Learn more
almost 4 years ago
How to Know If You’ve Been Approved for a Secured Card

We’ll let you know if you’ve been approved for a Secured Capital One credit card during the application process.

Learn more
5 months ago
How to Get a Credit Limit Increase on Your Secured Card

You can increase the credit limit on your secured card by sending in more security funds.

Learn more
almost 4 years ago
How a Secured Capital One Credit Card Works

With a Secured Capital One credit card, you’re given access to credit, just as you would with any credit card.

Learn more
almost 4 years ago
Why to Get a Secured Capital One Credit Card

With a Secured Capital One credit card, your payment information is reported to the credit bureaus.

Learn more
almost 4 years ago
How the Capital One Secured Mastercard Is Different from a Prepaid Card

Unlike a prepaid card, a Secured Capital One credit card gives you a credit limit – you don’t have to keep reloading it with your own money.

Learn more
almost 4 years ago
How A Secured Card Is Different from a Debit Card

A debit card provides an alternative payment method to cash when making purchases.

Learn more
almost 4 years ago
What Happens to Your Security Funds If Capital One Is Unable to Issue You a Secured Credit Card

If for some reason we’re unable to process your request, we’ll promptly return your security funds in full.

Learn more
almost 4 years ago
How to Manage Contact Information

Here's how to manage your address, phone number or email address online: Sign in to online banking. Don’t have an account? Sign up now.

Learn more
almost 4 years ago
How to Manage Language Preference

To change your language preference: Sign in to online banking. Don’t have an account? Sign up now.

Learn more
almost 4 years ago
How to Make a Name Change

You can change your name by visiting our Contact Us page and speaking to a customer service representative.

Learn more
almost 4 years ago
Do I Need to Let Capital One Know When I’m Travelling?

Travel notifications are no longer needed!

Learn more
over 2 years ago
How to Add Authorized Users

To add an authorized user: Sign in to online banking. Don’t have an account? Sign up now.

Learn more
almost 4 years ago
How to Close an Account

You can request to close your account by speaking with a customer service representative.

Learn more
12 months ago
All About Card Arrival

Once we’ve processed your completed credit card application, received your security funds (if applicable), and verified your identity, you’ll receive your card by regular mail in 7-10 business days.

Learn more
Loading More...