How to Review and Redeem Rewards
Once you’re a Capital One rewards cardholder, you can review and redeem your rewards online through Capital One online banking.
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Rewards and benefits
How to earn and redeem rewards, submit an insurance claim.
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How Long It Takes to Redeem Rewards
The amount of time it takes to receive your rewards after you've redeemed them will depend on whether you choose to redeem for an account credit, cheque or gift card.
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Will My Rewards Ever Expire?
Your reward miles are yours for the life of the account – they won’t expire. But if your account is closed, you’ll lose any reward miles you haven’t redeemed.
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How to Redeem Rewards for Part of a Travel Transaction
You can use your rewards to partially redeem on your travel transactions.
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How Long It Takes for Rewards to Appear Online
The reward miles or cash rewards you earn usually appear online within 10 days. Very rarely, it may take up to two billing cycles for your rewards to appear on your account.
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Which Transactions are Eligible for Rewards
Purchases charged to your Capital One credit card minus refunds, returns or other similar credits are eligible to earn reward miles or cash rewards in our rewards program.
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How Rewards Earning Works
So long as your account remains in good standing, you’ll be able to earn and redeem reward miles or cash rewards in our rewards program.
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What Insurance Coverage Comes With Your Capital One Credit Card
Read your certificate of insurance to understand which coverages, limitations and exclusions you have with your Capital One credit card.
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How to Submit an Insurance Claim for Your Capital One Credit Card
You can submit an insurance claim with Assurant online or by calling 1-888-324-2363.
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