All about credit limits

Your credit limit is the maximum amount you (together with your Authorized users) can spend using your card.

How is credit limit determined?

It’s a mix of a few things: we look at the information you shared when you applied,  review your credit information from third party credit reporting agencies, and consider other factors like your credit score, payment and account history, as well as your credit activity.

You’ll find your credit limit inside the welcome package that comes with your new card. Once you start using it, you can easily keep an eye on your available credit any time just by signing in to online banking.