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How to Accept a Credit Limit Increase Offer

If you’ve received a credit limit increase offer, you can accept the increase in the Capital One mobile app, in online banking, or over the phone through our automated system. The credit limit increase will only be applied if your account is in good standing.

To view and accept a credit limit increase in online banking, look for the credit limit increase banner the next time you sign in. Don’t have an account? Sign up now.

To view and accept a credit limit increase in the mobile app, look for the notification dot on the More menu. Don’t have the app? Download it now.

You can also call our automated system to accept your credit limit increase offer at 1-800-481-3239. When asked about the reason for your call, say "credit line increase" and follow the prompts to accept your offer. If your account is in good standing, your new limit should be available within two business days.

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