A pending transaction is a recent transaction that hasn’t been posted to your account yet. It usually takes 2-5 business days for a pending transaction to officially post to your account.
The amount of the pending transaction is deducted immediately from your available credit. The posted transaction amount you see on your statement may differ from the initial pending transaction amount you saw before it was processed.
Pending transactions will not show up on your statement. If you have any pending transactions, they’ll appear under Pending and Recent Transactions.
Pending transactions can’t be disputed or cancelled through Capital One. Transaction details can change while a transaction is pending, so you may want to wait until the transaction has posted to your account before you determine if it’s incorrect or not. If something doesn’t look right, call the merchant directly.