How a Secured Capital One Credit Card Works

With a Secured Capital One credit card, you’re given access to credit, just as you would with any credit card. The only difference is you’re also required to provide security funds as collateral before you can access your credit. These security funds could be as low as $75 and are not always as much as your credit limit. Also, we report your payment information to the credit reporting agencies each month, giving you the opportunity to build your credit history.