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How to Provide Security Funds for Your Secured Card

The fastest and most convenient way to send in your security funds for your Capital One Secured Mastercard® is to use the bill payment feature in your bank’s online banking site.

  1. Sign in to your bank’s online banking site and find the bill payment feature.
  2. Add Capital One Security Funds as a new payee using your 16-digit reference number as your account number.
  3. Make your payment to Capital One Security Funds.

You can also send in more security funds to increase the credit limit on your Secured card. Your increase will be the same as the amount of additional security funds you provide, up to a maximum credit limit of $2,500. 

Please note: Your reference number is not the same as your account number – your unique reference number can be found at the top of your approval letter or email. If you don’t currently have your reference number, visit our Contact Us page to get in touch with a live agent.